Are you on the road to financial freedom or do you need to make a U-turn? Regardless of your financial situation, November is a great time to take a look at your personal financial situation and make adjustments. Why now, you ask? If you move fast, you will probably be
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Freezing Your Credit: How It Works
In today’s digital world, news of database breaches and widespread hacks seem all too frequent. If a bad actor manages to get ahold of your personal information, they can seriously damage your credit profile by taking out loans in your name or racking up unpaid debts. Many people are choosing to freeze
Continue ReadingAlways Over Budget? Dodge These Psychological Spending Traps
It happens to everyone. We spend more than we make in a given month, or worse, every month. Sometimes there is a valid reason, such as an unexpected necessary expense like a car repair or medical bill. But too often, there is no apparent reason for our dwindling cash flow.
Continue ReadingExpert Advice on How to Grow Your Savings
There’s no two ways about it: Savings are foundational to your financial well-being. As not it gets into full swing, we asked nine experts to share their best tips for growing your savings this year. Whether you’re looking to replenish your emergency fund or save up for a major purchase, here’s some
Continue Reading5 Ways to Pay for a Home Improvement Project
If you’re dreaming of a new kitchen, master suite or outdoor deck and you’re not sure how to finance it, there are several options you can consider. The key is figuring out the best option for your situation. Your Home as Collateral Since you’re planning a home improvement, it often
Continue ReadingIs a Credit Card Balance Transfer Right for You?
If you’re like the average American who has thousands of dollars in credit card debt, you might be considering a credit card balance transfer. Such offers can be a real solution for lowering your credit card interest rate and paying off your balance sooner; however, there are some caveats to
Continue Reading7 Financial Questions to Ask Your Partner
For most couples, discussing finances isn’t exactly romantic—at times, it’s downright awkward. This Valentines day, we want to help couples avoid those awkward and potentially damaging conversations. Here are seven important questions every couple should discuss before taking the next big step, whether that’s moving in together or getting married. How
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